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2020 Marketing Calendar Tip for Businesses

December 26th, 2019 by elisa

As a business owner, marketing can look like a 100 foot wall to scale while wearing a 50lb backpack.

We get it! You put your Entrepreneurial pants on and set out into this world to be the best Realtor, Chef, Store Owner, Stylist, or Travel Blogger you could be.

Great Job!

However, you probably already know that marketing is the KEY. Unless you are a Marketing Freelancer, It's most...

Click Here to Read More...

Categories: General

October
30

Getting a Mortgage: The First Step

October 30th, 2019 by elisa

From the Community Mortgage Blog

Papers..and Statements..and Blood Type..OH MY!

Noooo....we don't need you blood type! Save that for your doctor.

"What do you need from me?" This is the most common questions we get when someone is ready to buy a home.

The Short Answer: It Depends

Are you a W2 or Salary Employee? OR Are you Self Employed?

This answer will give you your answer.

If you are a Salary Employee, we will ask for:

Pay Stubs- last 30 days

W2s- last 2 years

Bank Statements- 60 days

Retirement Accounts- last quarterly statement

Photo ID

Click Here to Read More...

Categories: Buying

Tags: Mortgage

September
17

Realtor Tip: Homeowners Association

September 17th, 2019 by elisa

From the Community Mortgage Blog

Realtors Friends! This is a great little tip that could help your lender and clients out tremendously!

Believe it or not Homeowners Associations and their dues play a large part in the qualifying process for your clients during their mortgage.

*Any regularly occurring payment factors into debts in the debt to income ratios.

*Adding any other entity into the document finding process adds to your clients' timetable.

Realtor: Okay, got it! So what do you need from me??

HOA Contact Information

Property Management Contact Information

Annual Monthly Dues

Watch this quick video to learn more.

Click Here to Read More...

Categories: Buying

Tags: Mortgage

August
22

Homeowners' Insurance

August 22nd, 2019 by elisa

From the Community Mortgage Blog

What are the basic building blocks of a preapproval?

Credit Score

Job Status/History

Debt to Income Ratio

Current Assets

Debt to Income is one of those components that is ever-changing depending on debts paid off, new credit lines, property tax rates, and....Homeowners' Insurance...YES, you read that correctly.

So why is Homeowner's Insurance counted? It is one of those payments homeowners are required to pay at a c...

Click Here to Read More...

Categories: Buying

Tags: Mortgage

August
21

Insurance Tips for Back to School

August 21st, 2019 by elisa

College is expensive enough without finding out too late that an accident or theft isn't covered under your current policies. So, as you get your children ready to head off to school in the fall, there's one vital "to-do" to add to your list (other than writing that tuition check): a review of your insurance coverage. It's important to keep in mind that policy language varies from state to state, and there are never "one-size-fits-all" situations, but below is a general guide. If you have questions, or want to go over your insurance needs, don't hesitate to contact us!

HOMEOWNERS

COVERAGE OF PERSONAL PROPERTY: Most homeowners policies provide 10 percent of Coverage C (Personal Property) for property owned by an insured that is at a residence other than the insured's. For example, if the contents of a policyholder's home a...

Click Here to Read More...

Categories: Affiliated Services

Tags: Insurance

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Posts made by author 'elisa'

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2020 Marketing Calendar Tip for Businesses

Getting a Mortgage: The First Step

Realtor Tip: Homeowners Association

Homeowners' Insurance

Insurance Tips for Back to School

HOMEOWNERS

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Posts made by author 'elisa'

Never Miss a Post!

Search for Homes

2020 Marketing Calendar Tip for Businesses

Getting a Mortgage: The First Step

Realtor Tip: Homeowners Association

Homeowners' Insurance

Insurance Tips for Back to School

HOMEOWNERS

Quick Links

Contact Us

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